Quik - Fast Loans, Transparent Terms.
Poss Provides You Access to Funds When You Need Them The Most
Your Financial Partner for Flexible Small Business Loans
Poss offers you access to Quik with fast, flexible loans with your choice of tenure and no early repayment fees so your business can grow faster. Seize opportunities and fund profitable projects with an affordable loan that is available when you need it the most.
Transparent Payment Schedules and Interest Charts
Our easy-to-use loan calculator allows you to see exactly how much you’ll pay each month. Simply put in your details to generate a detailed payment schedule instantly. The principal and interest charts give you transparent information on what you’ll be paying towards each Quik repayment cycle. With Poss, you’ll always be in control of your finances.
Try our Quik Loan Calculator today!
Receive up to S$100,000 loan quantum at as low as 1.2% per month for a tenure of up to 12 months.
Small Business
Loans in 4 Quik Steps
Prepare With Simple Borrowing Requirements
Apply
Online
Fill out your application and submit it online in less than 10 minutes.
Receive
Application Status
Receive the status of your application online. A real-time review process means you’ll receive an update in no time.
Receive
Your Funds
Receive access to your funds quickly so you can spend the money on things that are truly important for your business.
More Reasons to Get Quik with Poss
Ease of Application
Fuss-free online application. All it takes is ten minutes to fill out your online application and connect your business account. With online processing and signing, there is no need to visit a physical site. Real-time application review so you can receive your loan in no time. It doesn’t get any faster than this!
Transparent Fees
With our transparent and affordable fee structure, you’ll never have to worry about additional fees or unpleasant surprises. Try our online loan calculator to see what you’ll be paying on your loan.
Flexible Access
No prepayment penalties. Use what you need and pay for just that. Poss offers you flexible access to your funds, so you’ll always be in control.
Term Length Options
Variety of term length options to choose from. Choose from a 1-12 month loan term with agreed monthly fees. Want to pay it off sooner? With our no prepayment penalty policy, you will never be penalized for paying off your loan sooner.
Don’t Know Where to Start?
Fill out this form and click submit. Our sales team will get in touch with you to guide you with the next steps.
FAQs
You’ll need to be a Limited Liability Partnership or Exempt Private Company limited by shares incorporated in Singapore. In addition, you’ll need at least 6 months of transaction history in an operating business bank account.
Unfortunately, we are unable to lend to Sole-Proprietorship and Partnership at the moment.
No collaterals will be required but we will request for key stakeholders within the business to provide personal guarantees for the loan.
Your business loan application will be reviewed through a data-driven yet flexible approach by understanding various information across your business, focusing on the creditworthiness, ability to repay and your current business needs.
Upon successful submission of your loan application, we will revert back to you on the results within 48 hours. You will receive an email and/or loan agreement requesting for digital signature(s), outlining the offer, including but not limited to approved loan quantum, pricing, tenure, due dates and monthly repayments.
We will disburse the funds into your main operating account within 24 hours of the completion of the loan agreement.
There are no hidden fees and no prepayment penalties. Use what you need and pay for just that. Be in control with your funds and indicate to us your preferred channel for monthly repayments.