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Business financing in Singapore

Access fundingwhen your businessneeds it most.

Apply online in minutes. Credit decisioning within 48 hours. Funds disbursed within 24 hours once all conditions are met.1

400+ loans funded since September 2022

Products

Financing built for your business

PAYDInvoice financing

PAYD is invoice financing from Poss Capital.

Apply online in minutes for funding of up to S$100,000 or 80% of your invoice, repaid in three equal monthly instalments.1

  • Amount: Up to S$100,000 or up to 80% of your invoice1
  • Tenure: 3 months
  • Repayment: Repaid in 3 equal monthly instalments
  • Fee: Factor fee from 1.2% per month1
How it works

From application to funds in four steps

step-1-apply-v2
Step 1

Apply

Apply online in minutes, up to S$100,000.1

step-2-check-v3
Step 2

Decision

Credit decisioning within 48 hours.1

step-3-sign-v2
Step 3

Sign

Sign your loan agreement and set up eGIRO for automatic repayments.

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Step 4

Funded

Funds disbursed within 24 hours once all conditions are met.1

Why Poss

Why business owners choose Poss

Transparent fees

See all your fees upfront, so you know what each instalment costs.

No early repayment fees

Repay early whenever it suits you, at no extra charge.

Apply online in minutes

Apply entirely online with e-signing. No branch visit needed.

Credit decisioning within 48 hours

Get a credit decision within 48 hours.1

Eligibility

Who can apply

You can apply if your business is a Singapore-incorporated Pte Ltd, LLP or LLC with at least 6 months of operating bank account history. A personal guarantee from key stakeholders is required. Sole proprietorships and partnerships are not eligible.

Ready to get started?

Apply online in minutes, up to S$100,000.1

Contact

Not sure where to start?

Tell us what you need and our team will get back to you.

What happens next

  1. 1Send us a few details about your business and what you need.
  2. 2Our team reviews your enquiry and gets back to you.
  3. 3We guide you through the next steps to apply.

Speak to us directly

Office
12 Kallang Avenue, #03-07, Singapore 339511
Hours
Monday to Friday, 9am to 6pm

Reach out to us

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Important information

  1. 1. All timings are in working days and exclude weekends and public holidays. Credit decisioning within 48 hours starts once we receive a complete application. Funds are disbursed within 24 hours once all conditions are met, including a signed loan agreement, eGIRO set-up and any cheques required. Final loan amount, rate, tenure and approval are subject to assessment and to the terms and conditions.
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