Your Financial Partner for Flexible Small Business Loans

Poss offers you access to Quik with fast, flexible loans with your choice of tenure and no early repayment fees so your business can grow faster.

Transparent payment schedules and interest charts
Our easy-to-use loan calculator allows you to see exactly how much you’ll pay each month. Simply put in your details to generate a detailed payment schedule instantly. The principal and interest charts give you transparent information on what you’ll be paying towards each Quik repayment cycle. With Poss, you’ll always be in control of your finances.

Try our Quik Loan Calculator today!

Receive up to S$100,000 loan quantum at as low as 1.2% per month for a tenure of up to 12 months.

Small Business Loans in 4 Quik Steps

Getting a business loan doesn’t have to be complicated. Poss makes it easier so you can get access to your funds in just 4 simple steps!
Simple Borrowing Requirements

Complete your application with a few simple documents like your identity proof, income, and bank statements.


Fill out your application and submit it online in less than 10 minutes.

Application Status

Check the status of your application online. A real-time review process means you’ll receive an update in no time.

Your Funds

Get access to your funds quickly, so you can spend the money on things that are truly important for your business.

More Reasons to Get Quik with Poss

Ease of Application

All it takes is ten minutes to fill out our fuss-free online application and connect your business account.

Transparent Fees

With our transparent and affordable fee structure, you’ll never have to worry about additional fees or unpleasant surprises.

Flexible Access

No prepayment penalties. Use what you need and pay for just that. Poss offers you flexible access to your funds, so you’ll always be in control.

Term Length Options

Variety of term length options to choose from. Choose from a 1-12 month loan term with agreed monthly fees. Want to pay it off sooner? With our no prepayment penalty policy, you will never be penalized for paying off your loan sooner.

Get Started Today

Fill out the application below to get Quik with Poss in no time.

Frequently Asked Questions (FAQs)

Quik is a fast and flexible small business term loan offered by Poss Capital. Fill up your application and submit it online in less than 10 minutes.

We understand that small and medium-sized enterprises face major challenges with limited working capital. As a fintech company, Poss attempts to bridge the financing gap for businesses that do not have access to or lack sufficient funding by providing them with an alternative source of capital. By leveraging on the use of technology, we provide a seamless and user-friendly experience so that business owners can focus on effectively growing their business without any worries.

You’ll need to be a Limited Liability Partnership or Exempt Private Company limited by shares incorporated in Singapore. In addition, you’ll need at least 6 months of transaction history in an operating business bank account.

Unfortunately, we are unable to lend to Sole-Proprietorship and Partnership at the moment.

No collaterals will be required but we will request for key stakeholders within the business to provide personal guarantees for the loan.

Your business loan application will be reviewed through a data-driven yet flexible approach, by evaluating the various pieces of information provided by your business, focusing on your creditworthiness, ability to repay and current business needs.

Upon successful submission of your loan application, we will revert back to you on the results within 48 hours. You will receive an email and/or loan agreement requesting for digital signature(s), outlining the offer, including but not limited to approved loan quantum, pricing, tenure, due dates and monthly repayments.

We will disburse the funds into your main operating account within 24 hours of the completion of the loan agreement.

There are no hidden fees and no prepayment penalties. Use what you need and pay for just that. Be in control with your funds and indicate to us your preferred channel for monthly repayments.