Tools

PAYD invoice financing calculator

Use this calculator to estimate monthly instalments and total cost for PAYD invoice financing. Enter your invoice amount and adjust the factor fee to see how the figures change. The figures are illustrative. Final amount, fee and terms are subject to assessment.

Invoice amount

$4k$125k

$3,000

Monthly factor fee

1.2%5.0%

1.7%

Loan Tenurein months

Fixed at 3 months, repaid in three equal monthly instalments.

3 months

Financing amount

80% of the invoice.

$2,400

Your monthly payment$840.80

Your factor fee paid$122.40

Amount you will receive$2,280.00

Total amount you pay in payments$2,522.40¹

Important information

1. All timings are in working days and exclude weekends and public holidays. Credit decisioning within 48 hours starts once we receive a complete application. Funds are disbursed within 24 hours once all conditions are met, including a signed loan agreement, eGIRO set-up and any cheques required.↑