Frequently asked questions
Answers on eligibility, our products, and how funding works.
General
We offer two products: QUIK, unsecured business financing of up to S$100,000,1 and PAYD, invoice financing that advances funds against your unpaid invoices. Both are built for Singapore businesses that need funding quickly.
You need to be a Singapore-incorporated Pte Ltd, LLP or LLC with at least 6 months of operating bank account history. A personal guarantee from key stakeholders is required. We are not able to lend to sole proprietorships or partnerships.
Apply online in minutes. Credit decisioning within 48 hours. Funds disbursed within 24 hours once all conditions are met.2
No. There are no hidden fees and no early repayment penalties. You can repay early whenever it suits you.
Apply online in minutes. Fill in the application form manually or with Singpass, upload the documents we ask for, agree to the terms, and submit. No branch visit is needed.1