For Pte Ltd & LLP businesses in Singapore
Cash flow gaps don't wait. Neither should your funding.
Up to SGD 100,000. Decisions in 48 hours. No collateral required for Quik.
Not sure which one fits your business?
See a side-by-side comparison · 30 sec
Quik vs Payd
Quick question: Do you have unpaid customer invoices with credit terms still active?
Yes, I have unpaid invoices
No, I need funding for something else
Prefer to compare the details yourself? The table below has everything side by side.
Payd looks like the right fit. You can advance 50 to 80 percent of your unpaid invoices and repay in 3 equal instalments. Scroll down to apply or read the full comparison.
Quik looks like the right fit. You need general working capital, not invoice-backed financing. Scroll down to apply or read the full comparison.
Payd
Invoice financing
Quik
Business loan
Funding tied up in unpaid customer invoices
General funding needs like payroll, inventory, or operations
Best for
50 to 80 percent of invoice value, up to SGD 100K
Up to SGD 100K
Amount
3 equal repayments
Monthly, up to 12 months
Repayment
Invoices are pledged against the loan
None
Collateral
Unpaid invoices with credit terms still active
Nothing extra
Also needed
Both products require: Singapore-incorporated Private Limited or LLP, 6+ months of operating business bank account history, and a personal guarantee from key stakeholders. Sole proprietorships and partnerships are not currently eligible.
Your business stays your business. Whether you choose Quik or Payd, your funding arrangement is handled discreetly. We don't notify your customers, suppliers, or partners about your loan, so your relationships and reputation are never affected by how you choose to manage your cash flow.
Apply for Quik
Apply for Payd
6+ months trading required
48-hour decision
Discreet handling
What happens after you apply
From form to funded in under 4 days
Apply
Under 10 min online
Review
Decision within 48 hrs
Sign
Digital loan agreement
Funded
Within 24 hrs of signing
The key facts
SGD 100K
maximum funding
48 hrs
to a decision
No Hidden Fees
or prepayment penalties
Want to talk it through first?
If you'd rather speak with someone before applying, leave your details and our team will be in touch.
Get in touch
Takes less than a minute.
Ready to get funded?
Choose your product and apply in under 10 minutes.
APPLY FOR QUIK
APPLY FOR PAYD
Quik
Unsecured business loan
Fast cash for operations, payroll, or inventory.
Up to SGD 100K
Up to 12-month tenure
No collateral required
Apply for Quik
Payd
Invoice financing
Get 50 to 80 percent of unpaid invoices upfront.
Up to SGD 100K
3 equal repayments
Buyer is never notified
Apply for Payd
