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Retail financing

Stock arrives first.Customersarrive after.

Shelves have to be full before anyone buys, and rent and wages do not wait for a good month. Poss gives Singapore retailers fast, collateral-free funding to stock up and keep trading.

Why Poss

Funding that fits the retail calendar

Buy stock ahead of demand

Festive periods and school holidays need stock in place weeks early. Get funded before the season instead of missing it.

Rent and wages do not pause

Fixed costs come round every month whatever the takings look like. Poss funds the quiet stretches so trading never stops.

Open the next outlet

A new location needs deposit, fit-out and opening stock long before it earns. Funding that lets you expand on your timing.

No collateral

Funding without putting up property or assets. Just a personal guarantee.

Eligibility

Who can apply

Poss funds Singapore-incorporated businesses (Pte Ltd, LLC, or LLP) with at least six months of operating bank account history. A personal guarantee is required. Sole proprietorships and partnerships are not eligible.

Waiting on customer payments? There is funding for that too

If your cash is tied up in unpaid customer invoices, PAYD turns them into working capital without waiting for the terms to run.

Keep your shelves full

Apply online in minutes and get a fast decision.

Apply for QUIKApply for PAYD
Apply for QUIKApply for PAYD